Hugo Gonzalez has been a CERA since 2019. Chief Technical For Motor Business in CASER, previously in AXA Group has been Director of Life, Savings and Health of International and New Markets (2 years), Chief Risk Officer of AXA Mexico (4 years), Chief Actuary P&C and Health at AXA Spain (6 years). Associated professor in Universidad Autónoma de Madrid from 1997 70 2004 lecturing Financial Mathematics, Investments and in Alcalá de Henares University from 2004-2013 lecturing in Actuarial Mathematics I and II, Actuarial Modelling and Pensions Plans. Previously worked as consultant in different companies as Towers Perrin-Tillinghast (2 years) or CGAA consultants (8 years). Bachelor in Business Management by the Autónoma University of Madrid and Bachelor in Actuarial Science by the Alcala de Henares University. Professor in several masters and specialized programs (EOI, ICEA, CIFF, etc.). Fellow of the Spanish Actuarial Institute and member of his Board of Management (General Secretary since January 2013 to 2015). Has collaborated and still collaborate with public organizations as the Spanish Bank, Insurance Supervisor, the Iberoamerican Social Security Organization, etc. for the development of research and education programs.Meet the rest of the Speakers.